The go-to team for commercial property & investment finance in NZ
Applying for a commercial property loan in New Zealand or securing funding to buy or develop commercial property can often be more achievable through Non Bank lenders, as there are typically fewer hurdles compared to traditional banks. Whether you are looking for a loan to buy a commercial property or need funding to complete a development, flexible lending solutions can help you move forward.
In many cases, a non bank commercial property loan is structured as short term and interest only, giving you time to complete or refurbish the property. This allows you to establish rental or lease income that will later meet bank lending requirements. Our team of financial advisers can support your commercial investment, whether you plan to lease long term, do up sell, or operate your own business from the property. We can also assist with bridging solutions such as short term finance when timing is critical.
Expert Support for Commercial Property Investment Loans
NonBk Ltd specialises in commercial property finance and investment loans, with experienced NZ-based advisers who understand the complexities of funding commercial projects. Whether you are purchasing retail, office, or industrial premises, or need funding for land developments, motels, hotels, rest homes, farming or childcare centres, we can structure a solution that suits your needs.
If your bank is making it difficult to secure a commercial loan or you are struggling to meet their lending criteria, alternative lending options may offer more flexibility. This is particularly relevant if you are exploring projects or looking to refinance an existing facility.
Understanding Commercial Property Loan Rates & Refinancing
Many borrowers come to us when their current lender has increased their commercial property loan rates or is unwilling to extend their loan term. In these situations, refinancing becomes an important step to maintain cash flow and avoid unnecessary pressure.
We regularly help clients restructure their commercial lending, whether due to rising costs, expiring terms, or changing financial circumstances. In some cases, it may also be worth reviewing your wider lending structure, including options to improve overall financial flexibility.
A Practical Approach to Commercial Property Loans in NZ
The process of arranging a commercial property loan in NZ often involves multiple professionals, including solicitors, accountants, engineers, valuers, property managers, and quantity surveyors. Both bank and non-bank lenders may have preferred providers for due diligence, so getting the right advice early can help avoid duplicated costs.
Our team understands these requirements and can guide you through the process, ensuring your loan to purchase commercial property is structured correctly from the outset.
Experienced Team Supporting Your Commercial Property Goals
Our commercial finance advisers bring extensive experience across a wide range of industries and property types. With a strong understanding of commercial investment property lending and lender requirements, we work together to deliver practical solutions that support your long-term success.
Whether you are entering the market for the first time or expanding your portfolio, we are here to help you secure the right commercial property loan solution for your goals.