Winner, 2024 New Zealand Mortgage Awards
Danielle Happy

Danielle Happy

Construction & commercial

Development, subdivision and the “outside the box” deals other lenders pass on.

Danielle specialises in construction, development, subdivision, commercial loans or “outside the box scenarios” which she can thrive on problem-solving. She understands the challenges of owning your own business as a previous business owner and enjoys assisting clients to achieve their goals.

Prior to joining First Rate Mortgages I had 10 years lending experience working in Home Loans with Sovereign (owned by ASB). I have an excellent understanding of the more complex deals including of development and construction fundings plus relocatable homes, no Code of Compliance, as is where is, and “outside the square” funding.

Reviews

What clients say about Danielle

  • “I am so completely impressed with the whole lending process, how quickly everything was done and monies paid out immediately. Danielle made the whole process so easy taking all the stress out of it for me. She kept in constant contact and was positive and uplifting the whole way through. I’m 100% impressed and would return for further help in future. Thank you so much!”

    NonBank clientAdviser: Danielle Happy
  • “My Family and I highly recommend Danielle Happy and Non Bank Ltd. We called Danielle in a desperate need for financial help when our finances didn't align with settlement of our new home. Danielle reached out to many different providers and found the one who would work with us through our tricky situation. She was so easy to deal with and put our stress at ease through her caring nature.”

    NonBank clientAdviser: Danielle Happy
  • “Several years on from that first property, we got in contact again for our next project, and Danielle has tackled another complicated mortgage arrangement with unwavering dedication and hard work. Danielle is amazing at patiently guiding you through the complexities, and ensuring you understand each step. Her commitment to finding solutions and going the extra mile is unmatched, specially in situations were others would assign it to the too hard basket.”

    NonBank clientAdviser: Danielle Happy

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